Agency Banking: How To Be a DotPay Agent

What is DotPay  

DotPay, which seems to have gotten its name from the recent Dot Nation trend, is an agency banking and mobile money service owned by Changan RTS Microfinance Bank Limited. DotPay is a secured Point Of Sales(POS) agency banking service device that allows individuals to carry out cash withdrawals, deposits, bill payments, and interbank transfers within their locality without visiting any bank. 

Who is Behind DotPay? 

Dotpay is owned by Changan RTS Microfinance Bank Limited with its operational name as Dot Microfinance bank limited with registration number RC 232534. Its office is located at No. 366 Murtala Mohammed Way, Yaba Lagos State, Nigeria.  

Features of DotPay POS 

The DotPay POS is an Android-based POS device that has the ability to carry out card withdrawals, print receipts, pay bills, and do transfers. The company also promised to add balance checking and other features in the near future.  

How Much Is DotPay POS? 

The DotPay POS is not for sale; however, agents are to pay a caution fee to get the POS from an aggregator or ambassador. You are to get a N10,000 refund if you stop using and return the device within six months from the date you got the device. If the return or retrieval is done after six months, you are entitled to nothing. 

This money can be paid before or during delivery depending on your negotiations with the aggregator or ambassador. Beware of scammers; only pay if you trust the aggregator or ambassador.

The DotPay Android Terminal

DotPay Agent Target 

Unlike other companies which require a certain amount daily as a target to its agents, DotPay has no fixed amount as a target; rather all agents are expected to perform a minimum of 20 transactions daily irrespective of the amount. If an agent fails to meet this target consistently, his or her POS will be retrieved by the aggregator who issued the device or any other aggregator assigned by the company.  

DotPay Charges  

Below is the breakdown of transaction charges on DotPay.

Cash Withdrawal Charges:

1k = 5 naira 

2k = 10 naira 

3k = 15 naira 

4k = 20 naira 

5k = 25 naira 

6k = 30 naira 

7k = 35 naira 

8k = 40 naira 

9k = 45 naira 

10k = 50 naira 

11k = 55 naira 

12k = 60 naira 

13k = 65 naira 

14k = 70 naira 

15k = 75 naira 

16k = 80 naira 

17k = 85 naira 

18k = 90 naira 

19k = 95 naira 

20k = 100 naira 

20k to infinity = 100 naira. 

Deposit is  N25 flat rate.  

How to start a POS Business in Nigeria

How To Become A DotPay Agent  

To become a DotPay POS agent, you need to complete the agent registration form and provide a valid means of identification (National Identity card, NIN slip, international passport, driver’s license, etc.), a recent utility bill, and a passport photograph. The agent registration can be done by visiting the company’s office above or by contacting any of the company’s aggregators. Contact/WhatsApp me on 08035232107 if you are within Rivers state, Owerri, Bayelsa, and Aba. 

Final Words  

This company is still very new with lots of potential to compete with others in the market and, at the moment, the device is easy to access. I can’t say what will happen in a few months. The charges are also okay, and since it is completely new, the network speed will be very okay. As such, I encourage you to key into it now and start making daily instantly-dropping commissions.  

2Face Has Two Wives in Reality and One in Law – Itsede Okhai

2face has two wives in reality and one in law. Law can change but reality remains constant.

The legal wife could either be Annie or Pero depending on whose story is true. If the story given by Pero's dad is true, it means 2face was already married to Pero traditionally before he married Annie under the Act. If this is the case, the marriage to Annie under the law is a nullity and Pero remains the only legal wife. But if the story is false, Annie remains the legal wife. 

Pero, Pero's Father, Annie and 2face

For starters, once a man is married to a woman traditionally, it's illegal for him to marry another woman under the Act( what you call court marriage). The second marriage becomes void in such instance, unless it's also done only traditionally.

A woman married traditionally is also a legal wife under the law. Both traditional and "court wedding" are legal. You have the discretion to decide the one to conduct. You can decide to stop at traditional marriage and your marriage will still be legally valid.

Back to the first paragraph, a woman that has 3 kids for a man cannot be said not to be a wife in reality, especially when this was the case before tying the knot with another woman, and given the fact they are still in good vibes. Anything short of this reality is we deceiving ourselves. Nature and fairness should stand supreme. Pero is human too!

© Barr. Itsede Okhai