The popular adage,
''there is no smoke without fire", cannot in any way be disputed, as there
is always a rationale behind our actions or any attitude we put on. But for the
importance of money, I don't think anybody will be interested in visiting any
of the commercial banks in the country, based on certain reasons:
1. Queues
Queues and banking halls
are just like smoke and fire. They are so inseparable, and a common feature of
all financial institutions in the country. It is very rare to visit a banking
hall without someone telling you "I'm at your back oh". The person
tells you this just to create awareness before retiring to a comfortable position
in bank, patiently but angrily waiting for his turn.
2. The doors
Banking doors could be
very annoying at times. Some days, the doors have nothing against you but on
other days, you must serve your punishment before entering or leaving the bank.
Ever had to pull off your belt or every iron/mental material before entering
any bank? If you had, there is no need explaining further. experience teaches
better!
3. Empty water dispensers
This is only a problem to
a handful of those who visit banks. Sometimes, you visit a bank as a customer
and probability becomes thirsty, the response you get is either there’s no
water or there’s no cup to drink the water. How is that possible? It is really
annoying. If there would be no water or cup, why the display of a water
dispenser?
4. The customer
service/cashiers
Banks actually have very
terrible customer service and it’s worse when you visit the banking halls.
Imagine visiting a bank with a lot of customers waiting and only two cashiers
attending to them. Where are the others? It is either they tell you they are
busy or there is no network. There is no network but you see them pressing
their keyboards.
5. Waste of time
5. Waste of time
Ever had to spend more
time than expected at a bank? Yeah, same. They can frustrate the living hell
out of their customers with the speed at which they work on certain things.
They find delight in keeping their customers waiting. If you ask me why, i
don't know!
6. Pen to write with
6. Pen to write with
The number of pen
provided in a particular branch for customers to write with does not in any way
equal one quarter of the number of persons who visit that branch in a day. That
is why you always look for pen to write with anytime you visit a bank. The
truth is that there are other customers like you, so you have to wait patiently
for the person using the available pen at that time. Better still, go with
yours next time, but you have to be extremely watchful so you don't misplace
it.
The solution to the
aforementioned reasons is mobile banking. You can sit at the comfort of your
home and make any transaction. However, mobile banking has one problem that
might still take you to the bank - for you to make any transaction on your
mobile banking app, there must be cash in your account. So, if not for
anything, for transaction sake, you must visit the bank to make deposit.